Miscellaneous Insurance

It is the concern of property owners and all others financing the purchase of movable items to seek insurance protection for the subject matter vulnerable to the risk of burglary.

Burglary insurance is available for:-

1) HOUSEHOLD

The contents of the residence being a private dwelling house, apartment or flat,

2) BUSINESS PREMISES

a) goods products and other movable items in the business premises or b) stored at godowns and warehouses.

The cover protects the property owners and other persons legally interested therein for the loss by theft consequent upon :-

v Actual forcible and violent entry upon the premises

PERSONAL ACCIDENT INSURANCE

Everybody is exposed to various hazards in the day to day activities. One of the main classes of risks of very serious nature an individual is faced with is the personal risks of accidental death or permanent disablement; the latter can result in poor health and drastic fall in earning capacity.

The coverage for personal accident including travel is worldwide.

MONEY INSURANCE

SGI policy for money insurance is broadened to include Cash, Bank notes, Cheques, Postal order, or Money orders.

COVERAGE AVAILABLE

CASH IN TRANSIT

The major risks involved are Robbery, Holdup and Theft. The insurance cover is available against loss occasioned by forcible, violent, external and visible means.

CASH IN SAFE

CASH ON COUNTER

The indemnity is provided for loss of

by theft consequent upon actual forcible and violent entry upon the premises insured.

FIDELITY GUARANTEE INSURANCE

It is required by the employers interested in the cover whereby they are indemnified against losses resulting from the dishonesty of the employees. The SGI Fidelity Guarantee policy covers all such direct pecuniary losses as a result of any act of fraud or dishonesty committed by the employee(s). Consequential loss is not covered.

OTHER COVERS.